by Camille Johnson (Guest Author) | Bereaver | Are you on a tight budget in your golden years? Do you wish you had a bit more cash to do all the things you really want to do? If so, consider some easy budgeting tips and financial tweaks you can make to stretch your budget further each month. With some minor changes to your budget, it's possible to enjoy your free time and live your best life. Heed the financial advice below and you'll be better equipped to stay afloat during
by Lydia Chan (Guest Author) | Alzheimer's Caregiver | Alzheimer’s disease affects an estimated 5.5 million people in the United States; 5.3 million are 65 and older while 200,000 are younger adults dealing with early-onset Alzheimer’s disease. Two-thirds — 3.3 million — of Americans with Alzheimer’s disease are women. This degenerative brain disorder is the sixth-leading cause of death in the United States, with death rates increasing by 89 percent since the year 2000. When
The journey to a financially secure retirement starts with the savings mechanism that would add diversification to your portfolio. Thus, it is encouraged to consider a financial product that is created to guarantee lifetime income. Fixed indexed annuity (FIA) is the perfect approach to meet this need. Here are the reasons how FIAs can help with financial security: Gain Compounded Earnings While Deferring Income Taxes Earn Higher Interest Rates Make Contributions to Your Tax-D
There are different ways on saving money that different generations are doing. Putting cash in a piggy bank, joining an informal group saving or money-lending system, getting a savings bank account and even online banking. Everyone has a different perspective on how to save but shares a common interest when it comes to retirement; financial freedom. There are countless ways to safeguard this freedom, but obtaining a lifetime income seems to be the most accepted method.
Planning for your retirement can be stressful, more importantly on how and where to start. Thinking about it may seem to be so complicated and you may end up not pursuing it. However, there’s a definite plan of action that will provide you a good income on retirement and lessen stress. Let us introduce you to an Annuity, a good vehicle in retirement strategy. You make a deposit in the annuity, and it then makes payments to you on a future date or series of dates. The income y
It is somehow a strange feeling not to receive a paycheck for the first time. New retirees may consider it a big adjustment. It seems like they are worrying a lot on how to safeguard their money and cannot enjoy retirement without spending it all. Well, there is nothing to worry about, the financial services industry has created a lot of insurance type products against long-term risks and came up with a systematic withdrawal program. These products are designed to ease your m