The journey to a financially secure retirement starts with the savings mechanism that would add diversification to your portfolio. Thus, it is encouraged to consider a financial product that is created to guarantee lifetime income. Fixed indexed annuity (FIA) is the perfect approach to meet this need. Here are the reasons how FIAs can help with financial security: Gain Compounded Earnings While Deferring Income Taxes Earn Higher Interest Rates Make Contributions to Your Tax-D

There are different ways on saving money that different generations are doing. Putting cash in a piggy bank, joining an informal group saving or money-lending system, getting a savings bank account and even online banking. Everyone has a different perspective on how to save but shares a common interest when it comes to retirement; financial freedom. There are countless ways to safeguard this freedom, but obtaining a lifetime income seems to be the most accepted method. One w

Planning for your retirement can be stressful, more importantly on how and where to start. Thinking about it may seem to be so complicated and you may end up not pursuing it. However, there’s a definite plan of action that will provide you a good income on retirement and lessen stress. Let us introduce you to an Annuity, a good vehicle in retirement strategy. You make a deposit in the annuity, and it then makes payments to you on a future date or series of dates. The income y

It is somehow a strange feeling not to receive a paycheck for the first time. New retirees may consider it a big adjustment. It seems like they are worrying a lot on how to safeguard their money and cannot enjoy retirement without spending it all. Well, there is nothing to worry about, the financial services industry has created a lot of insurance type products against long-term risks and came up with a systematic withdrawal program. These products are designed to ease your m