Long Term Care Insurance

Your employees might not think about needing long-term care, especially if they feel young and healthy. But that's exactly the right time for you to help them plan for the future.

 

Baby boomers and successive generations will enjoy unprecedented longevity compared to previous generations. The upside is obvious. Unfortunately, a longer life also increases the likelihood of experiencing a chronic health condition that requires costly LTC. Dion Jayakoddy Retirement & Insurance offers free quotes from a range of carriers that allow San Joaquin County companies to get the best rates that fit their business and group health plan objectives.

Benefits That Fit You and Your Employees

  • Premiums paid on a long-term care insurance product are usually tax deductible.

  • Simplified issue coverage: No separate pricing structures for different genders.

  • Guaranteed issue coverage

  • Corporate discounts

  • 100% Portability

  • Ease of enrollment

  • One-on-one telephone consultations

Dion Jayakoddy Retirement & Insurance Long Term Care Programs

Unfortunately, serious illnesses or accidents can happen without warning and affect an employee’s ability to generate an income. Dion Jayakoddy Retirement & Insurance insurance specialists offer practical solutions that include a range of payment options available to employees as well as enhanced coverage that includes additional health services.

Flexible Payment Options and Other Benefits

Depending on the needs and goals of your San Joaquin County business, long term care insurance that is offered to employees on a voluntary basis as part of a larger benefits package, also provides appealing tax benefits to employers and helps to attract top quality personnel. By offering an enhanced form of health coverage not found in basic medical or disability insurance plans, benefits can be extended to include spouses or dependents which will ultimately improve productivity allowing employees to better manage circumstances that require long term care solutions.

Consult with Dion Jayakoddy Retirement & Insurance to learn more about premium discounts for long term care insurance that positions you as a San Joaquin County business that truly cares for its employees.

We will listen attentively to your requirement and concerns, explain every option to your satisfaction and then compare possible plans so you get exactly the coverage you need.