Medicare Supplement Plans
While Medicare cover some health care costs, they don’t pay for everything. That’s where an Medicare Supplement Insurance may help. Medicare supplement insurance plans (also called “Medigap”) from private insurers complement your Medicare coverage. Dion Jayakoddy Retirement & Insurance will help you on your concerns about out-of-pocket costs and Medicare Supplement premiums and ensure you are fully protected.
Medical Costs Not Paid By Medicare
Consisting of two basic parts, Medicare Part "A" generally helps pay your costs as a hospital inpatient while Part "B" may help pay for doctor visits, preventive services, laboratory tests, medical equipment and supplies, and more. Gaps in the coverage within both Parts can really add up into thousands of dollars of extra medical expenses. Dion Jayakoddy Retirement & Insurance offers affordable Medicare Supplement Insurance in San Joaquin County that are designed to help pay for some of these costs, giving you more control of medical expenses.
Extra Insurance Protection Means More Benefits
Dion Jayakoddy Retirement & Insurance - Medicare Supplement Insurance Plans allow you to choose your own doctor or patients (who accepts Medicare patients) and may also enable you to coordinate billing services with your basic Medicare plan to streamline processing and save time.
All Medicare supplement plans provide these basic benefits:
Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used)
Medicare Part B coinsurance or copayment
Cost of blood transfusions (first 3 pints)
Part A hospice/respite care coinsurance or copayment
Some plans may also provide additional benefits including:
Skilled nursing facility care
Part A deductible
Part B deductible
Part B Excess Charges
Foreign travel emergency
Benefits and cost vary depending on the plan you choose.